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Auditing Credit Risk in the Fintech Era

Online Exclusives Dec 22, 2020

​Auditing Credit Risk in the Fintech Era

​Once just considered computer technology in the back offices of banks and trading firms, financial technology (fintech) can also now describe any company that uses technology to automate financial services and processes. When consumers apply for a loan online or transfer money or deposit a check via a banking app on their smartphone, they are benefitting from the evolution of fintech. The COVID-19 crisis has only pushed this trend further, as customers are expected to increase their use of digital channels even beyond the crisis, according to a May 2020 McKinsey Financial Decision Maker Pulse survey.

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